Our Conditions

Welcome to TransactNet! By using our services, you agree to comply with and be bound by the following terms and conditions. Please review them carefully. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

1. Eligibility

1.1. Age Requirement: You must be at least 18 years old to apply for a loan through our platform.

1.2. Residency: You must be a legal resident of the country in which our services are offered.

2. Loan Application

2.1. Accurate Information: You agree to provide accurate, current, and complete information during the application process. Failure to provide such information may result in the rejection of your application.

2.2. Verification: We may use third-party services to verify the information you provide. By submitting your application, you authorize us to perform such verifications.

2.3. Approval: Loan approval is subject to our review and assessment of your application. Meeting the eligibility criteria does not guarantee loan approval.

3. Loan Terms

3.1. Interest Rates: The interest rate applicable to your loan will be disclosed in the loan agreement. Rates may vary based on factors such as creditworthiness and loan amount.

3.2. Repayment Schedule: Your loan agreement will specify the repayment schedule, including the number of payments, due dates, and payment amounts.

3.3. Prepayment: You may repay your loan early without incurring any prepayment penalties. Any early payments will be applied to the principal amount outstanding.

4. Fees and Charges

4.1. Late Fees: If you fail to make a payment by the due date, a late fee may be assessed as outlined in your loan agreement.

4.2. Insufficient Funds: If a payment is returned due to insufficient funds, additional charges may apply.

4.3. Other Fees: Additional fees for services such as loan extensions or modifications may be applicable as specified in your loan agreement.

5. Privacy and Security

5.1. Data Collection: We collect and use personal information in accordance with our Privacy Policy.

5.2. Data Protection: We implement appropriate security measures to protect your personal information from unauthorized access or disclosure.

6. Use of the Site

6.1. Prohibited Activities: You agree not to engage in any activities that may harm the site, other users, or our services. This includes but is not limited to hacking, phishing, or spreading malware.

6.2. Intellectual Property: All content on this site, including text, graphics, logos, and software, is the property of TransactNet or its content suppliers and is protected by intellectual property laws.

7. Dispute Resolution

7.1. Governing Law: These terms and conditions are governed by and construed in accordance with the laws of the jurisdiction in which TransactNet operates.

7.2. Arbitration: Any disputes arising out of or relating to these terms and conditions shall be resolved through binding arbitration, in accordance with the rules of the designated arbitration body.

8. Modifications

8.1. Changes to Terms: We reserve the right to modify these terms and conditions at any time. Any changes will be effective immediately upon posting on our site.

8.2. Notification: We will notify you of significant changes to these terms and conditions via email or through a notice on our site.

9. Contact Information

9.1. Customer Support: If you have any questions or concerns regarding these terms and conditions, please contact our customer support team at support@transactnetkredit.com.